All of our consumer customers who have a continuing relationship with us, such as: deposit account, loan account, safe deposit box, retail installment contract we hold and service, self-directed Individual Retirement Account where we act as custodian or trustee, and all former customers.

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you the measures we take to secure that information.
We, our, and us means Pinnacle Bank.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms,
Information about your transactions with us, our affiliate, or others,
Information we receive from a consumer-reporting agency

NO DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic personal information about our customer or former customer to anyone, except as permitted by law.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.