Pinnacle Bank offers a variety of checking accounts so that you can choose the one that suits you best. Each one offers various alternatives to help you take control of your daily finances. Make banking even easier by using Pinnacle Bank's 24-hour TeleBank service. Or, you could use our Internet Banking service. Use your telephone or computer to get balances on checking, savings, certificates of deposit and loans. Transfer funds between accounts and you can even make loan payments. With Internet Banking you can pay your bills online. This can all be done from the comfort of your own home or office. It is private and convenient.

Freedom:
If you're looking for a simple,
straightforward checking account,
this free account was designed for you.

• Free Consumer Checking Account
• Free from Monthly Service Charges
• Free from Minimum Balance Requirements
• Free to write as many checks as you need
• ATM Card Available*
• Free of ATM transaction fees
• Free Check Safekeeping
• Free TeleBank
• Free Internet Banking**

* Initial fee & Annual fee apply
**Bill Pay Available for an extra charge

Iowa Gold:
If you want to get the most from your checking, this account is for you. Iowa Gold Checking was designed to help you take control of your financial future. Earn a competitive interest rate while having immediate access to your money.

• $100 minimum deposit to open the account
• No minimum balance to maintain
• Free unlimited single Pinnacle Bank checks
• Imaged copies of your checks in your monthly statement (available for an additional fee)
• ATM or SHAZAMChek Card* available. SHAZAMChek Card can be used anywhere VISA is accepted to pay for practically any purchase. And there's no interest charges.
• $20,000 AD&D Insurance
• Interest compounded and credited monthly
• Free TeleBank
• Free Internet Banking**
• Reduced fee for Money Orders
• Many more benefits
• Monthly service charge applies

*Subject to credit approval, initial fee and annual fee apply
**Bill Pay available for an extra charge

Money Market:
With a Premier Money Market Savings account, you will receive a higher yielding account. Minimum opening deposit is $5,000. Interest is compounded monthly and credited to your account monthly. A service fee will apply if your average daily balance falls below $2,500.
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month with no more than three by debit card or checks to third parties. You may come to the bank to withdraw cash as often as you like.

Now Account:
Earn interest on your money with this Pinnacle Bank checking account. By maintaining an average daily balance of $500 in your account, you'll qualify for up to 15 debit items a month with no service charge while earning a competitive rate of interest*.

• Interest is compounded every month and credited to your account monthly
• Imaged copies of your checks are included in your monthly statement
• ATM or SHAZAMChek Card** available. SHAZAMChek card can be used anywhere VISA is accepted to pay for practically any purchase. And there's no interest charges.
• Earn a higher rate on average daily balances over $2,500
• TeleBank
• Internet Banking***

*A below minimum balance fee may apply and a per item fee may apply
**Subject to credit approval, initial fee & annual fee apply
***Bill Pay available for an extra charge.

Platinum:
Earn higher interest while still having immediate access to your money. No transaction activity limits and no monthly service charges if average minimum balance is maintained*.

• $50,000.00 Minimum deposit to open the account
• FREE unlimited single Pinnacle Bank checks
• Imaged copies of your checks in your monthly statement
• ATM or ShazamChek** card available. ShazamChek card can be used anywhere VISA is accepted to pay for practically any purchase. And there is no interest charges because the money comes directly out of your account.
• Interest compounded and credited monthly
• Free Telebank
• Free Internet Banking***

*A below minimum balance fee may apply & a per item fee may apply
**Subject to credit approval, initial fee and annual fee apply
***Bill Pay available for an extra charge.

Regular:
If you need basic, no-frill checking, this account was designed for you. This non-interest account has no minimum balance requirements to set up the account. Maintain an average daily balance of $500 and you'll qualify for no minimum balance fee & no per item fee*.

• ATM or SHAZAMChek Card** available. SHAZAMChek Card can be used anywhere VISA is accepted to pay for practically any purchase, and there's no interest charges.
• Imaged copies of your checks are included in your monthly statement.
• TeleBank
• Internet Banking***

*Minimum balance fee may apply & a per item fee may apply
**Subject to credit approval, inital fee & annual fee apply
***Bill Pay available for an extra charge.