Pinnacle Bank offers a variety of savings account options so that you can choose the one that suits you the best. Each account offers various benefits to help you better manage your money. We kept things simple; so the accounts are simple and easy to understand.

Savings - Basic savings account that earns interest each month.

• Minimum balance to open account is $100.00;
• Minimum average daily balance to avoid fees is $100.00 (If average daily balance falls below $100.00; $2.00 monthly service charge);
• Limited to six transactions per statement cycle ($1.00 per item thereafter);
• No fee Telebank, Online Banking, Bill Payment and E-Statements;

Money Market - This money market account has a limited check writing capability but has a tiered interest rate structure that gives you a higher rate with higher balances.

• Minimum balance to open account is $2,500.00;
• Minimum average daily balance to avoid fees is $2,500.00 (If average daily balance falls below $2500.00; $5.00 monthly service charge);
• Unlimited in-house transactions;
• Limited to six third party transactions or checks per statement cycle;
• No fee Telebank, Online Banking, Bill Payment and E-Statements;

IRA - Simple retirement savings account that earns a competitive interest rate.

• Minimum balance to open account is $100.00;
• Can be qualified for Traditional ROTH or SEP;
• Qualify for 0.25% increase in interest rate with monthly automatic transfer;
• Subject to IRA custodial transfer fee of $25.00 and may be subject to limitations and/or penalties imposed by the IRS. Refer to IRA Agreement or your tax advisor for more information on transaction limitations.

Compare our products by viewing Pinnacle Bank Checking & Savings Account Brochure!

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