Mortgage:
When shopping for a home loan, you will naturally be concerned with interest rates and other important issues. Letting Pinnacle Bank help you decide which home loan is right for you should be your first consideration. Pinnacle Bank offers Fixed-Rate Mortgages and Adjustable-Rate Mortgages.
Fixed-Rate Mortgages feature interest rates and monthly payments that remain steady throughout the term of the mortgages.

Adjustable-Rate Mortgages (ARM) change as prevailing yields on US Treasury Securities change and reflect competitive costs of borrowing money. Generally speaking, when interest rates go up, your monthly payments go up; when rates are down, so are your payments. Contact us for more specific details and to learn about more advantages and options of the ARM's.

To apply for a real estate loan, call us or stop in.
Soon you will be able to apply online and receive immediate preapproval.

Pinnacle Bank Offers:

• Competitive rates
  
• The ability to purchase a home with no down payment*
  
• All loan decisions made locally!

*subject to credit approval

Home Equity:
If you are a homeowner, a home equity loan or credit line is ideal for home improvements, larger purchases (cars, boats, RV's), educational expenses, vacations, or even consolidating your debts into one low monthly payment. Interest you pay may be tax deductible (ask your tax advisor for details). An alternative to a home equity loan would be to add to your first mortgage by refinancing. The monthly payment for a home equity loan is determined by the interest rate, the number of months you will take to repay the loan and the amount you borrow. Contact us for more specific details