Business/Ag Loans

Business Loans 

Pinnacle Bank knows the business world is constantly changing, and with local lenders and local decisions, we have the flexibility to help you adapt.  Pinnacle Bank offers a variety of different commercial loans with flexible terms and competitive rates:

  • SBA 7(a) commercial loans for expansion/renovation, new construction, purchase land or buildings, purchase equipment, fixtures, lease-hold improvements, working capital, refinance debt, and seasonal lines of credit
  • Seasonal or Operating Lines of Credit
  • Commercial Real Estate loans are available with competitive rates and terms. 
  • Term notes for equipment, machinery, and vehicles
  • Construction loans for construction of new building or expansion of existing facility

Ask us about the benefits of a guaranteed loan with the U.S. Small Business Administration.


U.S. Small Business Administration (SBA)

Better Business Bureau

Iowa Secretary of State


Internal Revenue Service

Social Security Administration

U.S. Demographics

SBA Emergency Preparedness Website

Ag Loans

Pinnacle Bank offers various agricultural loans for both crop and livestock producers.  Lines of credit are available for operating expenses.  Term loans with flexible repayment terms are used for the purchase or refinance of machinery and equipment.  Real estate loans are available with competitive rates and terms. 

Decisions are made locally by lenders with experience and knowledge that are available to assist you.


Iowa Department of Agriculture

ISU Extension & Outreach



buisness-banking M

Latest News

In late September, Pinnacle Bank upgraded its online banking system. The new system is easier to use and offers several enhanced features, including:
  • Real-time transaction posting 
  • Ability to view check images 
  • E-statements will be available through online banking–a separate login will no longer be needed 
  • Spending reports will be available 
  • Ability to export history to financial software or spreadsheets 
  • Easier navigation 
To enroll in online banking, click on Personal Enrollment and follow the prompts.