Business Deposit Accounts

Pinnacle Bank has developed all new checking and savings products that make sense for your business. To find out more, stop in or give us a call. A Pinnacle Bank customer service representative will take the time to learn about your business, listen to your concerns, and suggest options to help you meet your goals.

Business Checking

This account is ideal for smaller businesses with average amounts of activity.

  • No minimum balance to open the account
  • No minimum average daily balance to avoid fees
  • No monthly service charge but is subject to transaction limitations/fees
  • No charge for the first 200 deposited items and the first 200 debit items per statement cycle ($.25 per debit and $.10 per credit over the limit)
  • Check Images are available
  • ATM/Debit cards are available
  • No fee Telebank, Online Banking, Bill Payment, and E-Statements

Interest Bearing Business Checking

Business NOW account earns interest and is available only to sole proprietors and non-profits.

  • Minimum balance to open the account is $250.00
  • Minimum monthly average daily balance to avoid fees is $250.00 ($5.00 monthly service charge if average daily balance is <$250.00)
  • No transaction limitations
  • Check Images are available
  • ATM/Debit cards are available
  • No fee Telebank, Online Banking, Bill Payment, and E-Statements

Business Savings

Allows the business to earn interest on your deposit.

  • Minimum balance to open the account is $100.00
  • Minimum monthly average daily balance to avoid fees is $100.00 ($2.00 monthly service charge if average daily balance is <$100.00)
  • Transaction limitations do apply ($1.00 per debit item in excess of six debit transactions during the month)
  • No Fee Telebank, Online Banking, Bill Payment, and E-Statements

Business Money Market

Tiered interest structure that gives you higher rates with higher balances.

  • Minimum balance to open the account is $2,500.00
  • Minimum monthly average daily balance to avoid fees is $2,500.00 ($5.00 monthly service charge if average daily balance is <$2,500.00)
  • Transaction limitations do apply ($1.00 per item in excess of six third party transactions per month; unlimited in-bank transactions)
  • Check Images are available
  • No Fee Telebank, Online Banking, Bill Payment, and E-Statements


Ask about Pinnacle Bank's Sweep account which is designed to earn interest on commercial checking accounts by sweeping funds to an interest bearing account.

Ask about Pinnacle Bank's Commercial Analysis account for business accounts with larger than average balances and/or larger activity than small business checking.

Compare our products by viewing Pinnacle Bank Checking & Savings Account Brochure!

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Latest News

In late September, Pinnacle Bank upgraded its online banking system. The new system is easier to use and offers several enhanced features, including:
 
  • Real-time transaction posting 
  • Ability to view check images 
  • E-statements will be available through online banking–a separate login will no longer be needed 
  • Spending reports will be available 
  • Ability to export history to financial software or spreadsheets 
  • Easier navigation 
 
To enroll in online banking, click on Personal Enrollment and follow the prompts.