Checking

Pinnacle Bank offers a variety of checking accounts to help you manage your personal, family, and household funds.  We kept things simple, so the accounts are easy to understand. 

Basic Checking

This account gives you easy access to money without unnecessary fees, rules, or requirements.

  • Minimum balance to open the account is $25.00
  • No minimum average daily balance to avoid fees
  • No monthly service charge
  • No transaction limits
  • Check Images retained at the bank
  • ATM/Debit cards are available
  • No fee Telebank, Online Banking, Bill Payment, and E-Statements

Classic Checking

This account is designed for those who maintain a higher average daily balance and are looking for no fee ATM/Debit card.  This account also works great for seniors!

  • Minimum balance to open the account is $100.00
  • Minimum monthly average daily balance to avoid fees is $100.00
  • No transaction limits
  • Check Images are available
  • First check order of 50 checks is free (select styles)
  • No annual fee on ATM/Debit cards
  • No fee Telebank, Online Banking, Bill Payment, and E-Statements
  • Monthly service charge fee is waived for seniors 55 years of age and older, estates, or fiduciary accounts
  • $5.00 monthly service charge only if average daily balance falls below $100.00

Preferred Checking

This is an interest bearing NOW account for those who maintain higher average daily balances and want added features and benefits.

  • Minimum balance to open the account is $250.00
  • Minimum monthly average daily balance to avoid fees is $250.00
  • No transaction limits
  • Check Images are available
  • First box of checks free (select styles)
  • No annual fee on ATM/Debit cards
  • No Fee Telebank, Online Banking, Bill Payment, and E-Statements
  • First year safe deposit box free
  • Sign up and get free automatic transfer between savings and checking
  • Free notary services
  • $5.00 monthly service charge only if average daily balance falls below $250.00

Compare our products by viewing Pinnacle Bank Checking & Savings Account Brochure!

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Latest News

In late September, Pinnacle Bank upgraded its online banking system. The new system is easier to use and offers several enhanced features, including:
 
  • Real-time transaction posting 
  • Ability to view check images 
  • E-statements will be available through online banking–a separate login will no longer be needed 
  • Spending reports will be available 
  • Ability to export history to financial software or spreadsheets 
  • Easier navigation 
 
To enroll in online banking, click on Personal Enrollment and follow the prompts.