Checking

Pinnacle Bank offers a variety of checking accounts to help you manage your personal, family, and household funds.  We kept things simple, so the accounts are easy to understand. We also offer online account opening here.

(Note: Upon completion of online application, a New Accounts Specialist will reach out to you within the next 3 banking days.)

Basic Checking

This account gives you easy access to money without unnecessary fees, rules, or requirements.

  • Minimum deposit to open the account is $25
  • No minimum average daily balance, to avoid fees
  • No monthly service fee
  • No transaction limits
  • No annual fee on Debit cards
  • No fee Mobile Banking, Online Banking, Bill Payment, Telephone Banking and E-Statements
  • Non-interest bearing

Classic Checking

This account is designed for those who maintain a higher average daily balance and are looking for no fee Debit card. This account also works great for seniors!

  • Minimum deposit to open the account is $100
  • Minimum average daily balance per statement cycle to avoid fees is $100
  • No transaction limits
  • Check images are available with statements
  • First check order of 30 checks is free (select styles)
  • No annual fee on Debit cards
  • No fee Mobile Banking, Online Banking, Bill Payment, Telephone Banking and E-Statements
  • $5 monthly service fee only if average daily balance for the statement cycle falls below $100

Preferred Interest Checking

This is an interest bearing checking account for those who maintain higher average daily balances and want added features and benefits.

  • Minimum deposit to open the account is $250
  • Minimum average daily balance per statement cycle to avoid fees is $250
    • $5 monthly service fee only if average daily balance per statement cycle falls below $250
  • Service fee waived for seniors 55 years of age and older, estates, or fiduciary accounts (Ex. Rep Payee, Conservator)
  • No transaction limits
  • Check Images are available with statements
  • First box of checks free (select styles)
  • Free checks for Seniors 55+ (select styles)
  • No annual fee on Debit cards
  • No fee Mobile Banking, Online Banking, Bill Payment, Telephone Banking and E-Statements
  • First year safe deposit box free (contents are not FDIC insured)
  • Sign up and get free automatic transfer between savings and checking
  • Free notary services