Personal Loans

Pinnacle Bank offers a wide variety of personal loan products. With flexible repayment terms, competitive rates, and various product options, let us tailor a loan to fit your individual needs.

Signature Loans

Pinnacle Bank offers consumer loans for those unexpected expenses, short term needs, or smaller purchases.

Auto or Recreational Vehicle

Pinnacle Bank offers loans for new and used vehicles, with flexible terms and competitive rates. Interest rates, terms, and down payments are subject to the year of the vehicle that you are financing. Use our Financial Calculators to give yourself an estimate of what your payment will be. To apply for an auto loan, call or stop in!

Apply Today

To apply for a personal loan, click here!

Student Loans

Pinnacle Bank has partnered with Iowa Student Loan to offer two supplemental private student loan programs*.

  • The Partnership Advance Education Loan (Partnership Loan) can help you pay for college while you’re in school.
  • The Reset Refinance Loan (Reset Loan) can help you simplify repayment or pay lower interest for existing student loans after you finish college.

The Partnership Loan:

  • Provides terms and conditions upfront, so you know what you’re getting before you apply.
  • Features variable and fixed interest rates.
  • Lets you begin making principal and interest, make interest-only payments or defer payments while you attend school.
  • Offers benefits such as an interest rate reduction and cosigner release.

Learn More and Apply

The Reset Loan lets you refinance or combine existing student loans into one new loan. This may help you if you have student loans with higher interest rates or are making payments to a number of different servicers.

The Reset Loan features:

  • Competitive fixed interest rates.
  • Three different repayment terms.
  • An interest rate reduction benefit.

Learn More and Apply

About Iowa Student Loan
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

*Pinnacle Bank is compensated by Iowa Student Loan for the referral of Partnership and Reset Loan customers.